Example signal
You spent $650 eating out
Spot high-spend habits before they grow each month.
Australian finance calculators for real-world decisions.
Use free calculators to estimate repayments, borrowing power, and take-home pay. Add My LoanMetric when you want ongoing tracking across your actual numbers.
- Australian-focused
- Independent
- No signup required for calculators
Go beyond one-off calculations with My LoanMetric
My LoanMetricKeep your calculators. Add My LoanMetric to track spending and connect your numbers in one place.
Dashboard insights
Expenses + statement import
Saved scenarios
Statement import highlight
Import a bank statement, review transactions, and get instant spending insights before adding items to Expenses.
Open statement importStart with a calculator
Choose a calculator to estimate repayments, borrowing power, pay, and more.
Insight value in practice
My LoanMetric helps turn transaction rows into useful insight you can act on.
Category pattern
Shopping is your largest category
See where your money is really going at a glance.
Payment rhythm
5 payments look monthly
Understand recurring spend and connect it to planning.
Not sure where to start?
Buying a home
Estimate repayments and upfront costs.
Buying a car
Check repayments and total loan cost.
Understanding your pay
See your take-home pay after tax.
Planning borrowing
Estimate how much you can borrow.
Australian lending indicators
Key economic indicators affecting borrowing costs in Australia.
View full market data →Cash Rate
4.35%
Official target rate (RBA).
Source: RBA
Fetched: 19 May 2026, 3:00 PM AEST
View cash rate pageInflation (CPI)
4.6%
Annual CPI inflation (ABS)
Source: ABS
Period: April 2026
Fetched: 20 May 2026, 9:12 AM AEST
Next RBA Meeting
16 June 2026
Next scheduled RBA cash rate decision.
Source: RBA
Fetched: 20 May 2026, 9:14 AM AEST
View RBA cash rate pageLast updated: 20 May 2026, 9:14 AM AEST
Australian lending snapshot
Official reference data from RBA and ABS used by LoanMetric calculators.
Home loan averages (RBA)
- Owner-occupier (new)
- 5.91%
Quick reference for current new-loan pricing.
More rate details
- Investor (new)
- 6.08%
Period: March 2026 • Retrieved: 20 May 2026, 9:10 AM AEST
Housing finance (ABS)
- Avg owner-occupier loan
- $735,000
National loan-size baseline for planning scenarios.
More lending details
- Avg investor loan
- $709,000
Period: March 2026 • Retrieved: 20 May 2026, 9:10 AM AEST
View full market data →
General information only. Not personal financial advice.
Why LoanMetric
Clear repayment breakdowns
See exactly what you'll pay - interest, fees, and total cost.
Practical lender-style views
Check your numbers the way lenders assess real scenarios.
Fast and independent
Use calculators instantly, then upgrade to My LoanMetric when you are ready.
Clear repayment breakdowns
See exactly what you'll pay - interest, fees, and total cost.
Practical lender-style views
Check your numbers the way lenders assess real scenarios.
Fast and independent
Use calculators instantly, then upgrade to My LoanMetric when you are ready.
Understand finance terms with confidence
Plain-English explanations of Australian loan and finance terms.
Why this helps
Build confidence before comparing loans or checking calculator assumptions.
What's new in LoanMetric
View all updates13 May 2026
- • Investment Property Calculator updated for proposed 2026–27 Budget reforms
More recent updates
7 May 2026
- • My LoanMetric is now installable as a mobile app
21 Apr 2026
- • My LoanMetric expanded with income, loans, and statement tagging