Home loan calculator Australia for fast loan repayment estimates.
Mortgage
MortgageOffsetRepayments
Financial calculators to help you make smarter decisions
Explore loan, income, and financial planning calculators built for Australia. Estimate repayments, borrowing power, and take-home pay in minutes.
LoanMetric provides a range of free Australian financial calculators to help you plan loans, understand repayments, and make informed decisions before committing.
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New to LoanMetric? Start with these popular calculators.
Estimate borrowing power calculator results from your finances.
Serviceability
ServiceabilityIncomeEstimate
Pay calculator Australia for take-home pay in minutes.
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TaxSalaryNet Pay
Home & Property calculators
For buying, refinancing, or investing
Home loan calculator Australia for fast loan repayment estimates.
Mortgage
MortgageOffsetRepayments
Estimate first-home-buyer support, upfront costs, grant pathways, and duty savings with conservative eligibility statuses.
First Home
First HomeGrantsStamp Duty
Estimate borrowing power calculator results from your finances.
Serviceability
ServiceabilityIncomeEstimate
Estimate equity, current LVR, and usable equity at a target LVR before checking serviceability.
Equity
EquityLVRUsable Equity
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Refinance calculator Australia to compare switching outcomes.
Refinance
RefinanceBreak-evenSavings
Check rental yield, costs, and investment property cash flow.
Rental
RentalYieldCash Flow
Home loan calculator Australia for fast loan repayment estimates.
Mortgage
MortgageOffsetRepayments
Estimate first-home-buyer support, upfront costs, grant pathways, and duty savings with conservative eligibility statuses.
First Home
First HomeGrantsStamp Duty
Estimate borrowing power calculator results from your finances.
Serviceability
ServiceabilityIncomeEstimate
Estimate equity, current LVR, and usable equity at a target LVR before checking serviceability.
Equity
EquityLVRUsable Equity
Refinance calculator Australia to compare switching outcomes.
Refinance
RefinanceBreak-evenSavings
Check rental yield, costs, and investment property cash flow.
Rental
RentalYieldCash Flow
Vehicle calculators
For car finance and ownership costs
Car loan calculator Australia for repayments, fees, and balloons.
Auto
AutoRepaymentsInterest
Car loan calculator Australia for repayments, fees, and balloons.
Auto
AutoRepaymentsInterest
Income & Pay calculators
For salary, tax, and borrowing readiness
Pay calculator Australia for take-home pay in minutes.
Tax
TaxSalaryNet Pay
Pay calculator Australia for take-home pay in minutes.
Tax
TaxSalaryNet Pay
Planning & comparison calculators
For comparing everyday finance options
Personal loan repayment calculator for costs and repayments.
Personal
PersonalRepaymentsFees
Compare interest-free deals with true finance costs.
Store Cards
Store CardsRetail FinanceInterest Free
Personal loan repayment calculator for costs and repayments.
Personal
PersonalRepaymentsFees
Compare interest-free deals with true finance costs.
Store Cards
Store CardsRetail FinanceInterest Free
Go beyond calculators with My LoanMetric
- Save and manage your scenarios
- Track your expenses in one place
- Compare different loan options easily
- Access your data anytime
Frequently asked questions
Are these calculators accurate?
These calculators provide estimates based on standard Australian assumptions. Actual results may vary by lender and personal circumstances.
Are the calculators free to use?
Yes, all LoanMetric calculators are free to use without signup.
Do I need an account?
No, but creating an account allows you to save and compare scenarios using My LoanMetric.
Are these calculators specific to Australia?
Yes, calculations are based on Australian lending practices and tax rules.