Cash Rate
4.35%
Official target rate (RBA).
Source: RBA
Fetched: 3 July 2026, 3:00 PM AEST
View cash rate pageAustralian market data
Official economic and lending reference data from Australian sources used to support calculator assumptions and scenario testing across LoanMetric.
Australian lending indicators
Key economic indicators affecting borrowing costs in Australia.
Lenders set their own rates - use calculators to model scenarios.
See how interest rates affect your repaymentsInflation (CPI)
4.0%
Annual CPI inflation (ABS)
Source: ABS
Period: Q2 2026
Fetched: 3 July 2026, 9:12 AM AEST
Next RBA Meeting
11 August 2026
Next scheduled RBA cash rate decision.
Source: RBA
Fetched: 3 July 2026, 9:14 AM AEST
View RBA cash rate pageLast updated: 3 July 2026, 3:00 PM AEST
Australian lending snapshot
Official reference data from RBA and ABS used by LoanMetric calculators.
Home loan averages (RBA)
- Owner-occupier (new)
- 5.98%
- Owner-occupier (outstanding)
- 5.98%
- Investor (new)
- 6.15%
- Investor (outstanding)
- 6.21%
Typical spread (owner-occupier, new): +1.63%
Period: April 2026 • Retrieved: 3 July 2026, 9:10 AM AEST
Housing finance (ABS)
- Avg loan (owner-occupier, AU)
- $735,000
- Avg loan (investor, AU)
- $709,000
Period: March 2026 • Retrieved: 3 July 2026, 9:10 AM AEST
How this data is used
- Provides current economic context for repayment and affordability scenarios
- Supports realistic benchmark views in home loan and borrowing tools
- Improves transparency by linking calculators to official source references
Sources and refresh
- Reserve Bank of Australia (RBA)
- Australian Bureau of Statistics (ABS)
- Data is refreshed automatically and timestamped where available
General information only. This content is not personal financial advice.